Which type of rider clears up or adds more protection to an original policy?

The choice that best fits the description of a rider that clears up or adds more protection to an original policy is the category of policy riders. These riders serve as additional provisions that modify a standard life insurance policy to either enhance coverage or provide specific benefits that were not originally included.

Riders can offer a variety of benefits, such as accidental death coverage, waiver of premium in case of disability, or long-term care benefits. This flexibility allows policyholders to tailor their coverage to better meet their specific needs and circumstances. By integrating these riders, individuals can receive more comprehensive coverage that addresses various life events, thereby enhancing the overall value of their insurance policy.

In contrast, supplementary and enhanced coverage riders are specific types of policy riders that may focus on particular enhancements but do not encompass the full range of modifications that can be offered through all policy riders. The term "policy benefits rider" typically refers to specific added benefits rather than the overarching category. Therefore, the concept of policy riders broadly encompasses any adjustments made to a policy to provide greater security or clarity.