Which regulation allows patients to know who has accessed their medical records?

Study for the New Jersey Life Insurance Exam. Prepare with flashcards and multiple choice questions, each with hints and explanations. Be ready for your certification!

The correct response pertains to the Privacy Rule, which is a key component of the Health Insurance Portability and Accountability Act (HIPAA). This regulation establishes national standards for the protection of individuals' medical records and other personal health information. The Privacy Rule grants patients the right to access their medical records and to understand who has accessed or utilized their information.

Under this regulation, healthcare providers must provide patients with a notice of their privacy practices, including how their information may be used and disclosed. Patients can request an accounting of disclosures, which allows them to see who accessed their health information, for what purpose, and when that access occurred. This transparency is crucial in maintaining trust between patients and healthcare providers, as well as ensuring patients' rights to control their own personal health information.

While the Fair Credit Reporting Act focuses on credit information, and the Consumer Confidentiality Act is more about protecting personal information in general, it is the Privacy Rule directly under HIPAA that specifically addresses patient rights regarding access to their medical records and disclosures.

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