What type of report provides information on a consumer's character and reputation?

The consumer report is designed to gather information about a person's character, reputation, and lifestyle, offering insight into their creditworthiness and overall reliability as a borrower or insurance applicant. This type of report typically includes details such as credit history, payment habits, and various public records. Insurers often use consumer reports to evaluate an applicant's suitability for insurance coverage, as they reflect the individual's financial behaviors and how they may impact the risk profile of the policyholder.

In contrast, the medical report focuses specifically on the health status of an individual, including past treatments and current medical conditions, which does not pertain to character or reputation. The standard report, while it may gather some objective data, lacks the comprehensive depth that a consumer report provides regarding personal qualities. A comprehensive analysis report would typically involve a broader scope of analysis encompassing multiple sources of data, but it may not singularly focus on character or reputation. Hence, the consumer report stands out as the appropriate choice in this context.