What type of report provides the agent's observations about the proposed insured?

The agent's report is a key document in the life insurance application process that allows the insurance agent to provide their personal observations and insights about the proposed insured. This report typically includes details on the applicant's lifestyle, habits, and overall character, which can be valuable information for underwriters in assessing risk. The agent's familiarity with the applicant helps to paint a fuller picture beyond just the medical history or financial background provided in other sections of the application.

In contrast, the medical report is focused specifically on the applicant's health information, while the application part 1 deals primarily with personal details and questions related to the insured's identity and health history. The general information report may cover broader data points about the applicant but does not hone in on the subjective observations made by the agent. Thus, the agent's report stands out as the document specifically designed for the agent's insights and observations regarding the proposed insured.