What is the primary responsibility of an insurance agent?

The primary responsibility of an insurance agent is to sell and distribute insurance policies. Insurance agents operate as the primary point of contact between the insurance provider and the consumer, helping individuals and businesses select appropriate coverage based on their specific needs. This function involves understanding various insurance products and guiding clients through the purchasing process, ensuring that they secure policies that adequately protect their interests.

Although providing consultation on policy benefits or evaluating the financial standings of clients are important supporting roles, they are not the central purpose of an insurance agent's position. The agent’s main task is to facilitate the sale of insurance, making option B the most accurate representation of their primary role in the industry. Acts such as mediation between companies are not typical responsibilities of an agent working directly with clients.