What critical benefit is associated with the Old Age, Survivors, and Disability Insurance program?

The Old Age, Survivors, and Disability Insurance (OASDI) program primarily focuses on providing financial support to individuals who are retired, disabled, or survivors of deceased workers. One of the critical benefits of this program is the protection it offers against financial loss due to disability.

This program ensures that individuals who are unable to work because of a disability receive monthly income benefits, which help them maintain a certain standard of living despite their inability to earn an income. This safety net is particularly important because disability can occur unexpectedly and can lead to long-term financial hardship. The benefits provided by OASDI help cover essential living expenses, medical costs, and other financial responsibilities that may arise, thereby reducing the economic strain on disabled individuals and their families.

In contrast, the other choices offered, such as temporary unemployment benefits, mortgage assistance, and food security programs, do not align with the primary focus of the OASDI program, which is specifically tailored to address the needs of the elderly, survivors, and those with disabilities.